The Value of Advice
Your world is constantly changing and understanding how or if it affects you can be overwhelming. That’s why the value of advice is more important than ever before. We will work together to identify what's important to you, and develop a plan that will give you the confidence of knowing your needs will be met today and in your future.
Planning for Retirement
To enjoy your retirement, you’ll need a steady source of income and a plan uniquely tailored to you. We'll help you understand where your money will come from and when you’ll be able to access it, so you can gain confidence in the potential to grow your future income stream. There’s one factor that plays a role in every successful retirement — good planning.
- Cash Flow Management and Needs Analysis
- Tax minimization strategies
- Registered Retirement Plans (RRSP, RRIF)
- Locked-in Retirement Accounts (LIRA and LIF)
Investment Solutions
Whether you’re investing for the first time, saving for the future or embarking on retirement, let us help you build a plan to meet your needs and reach your unique goals. We will provide you with expert advice on the best investment products and solutions based on your unique priorities and risk tolerance.
- Can provide options to diversify your portfolio
- Guaranteed Investment Certificates (GICs)
- Registered Retirement Plans (RRSP, RRIF)
- Registered Education Savings Plan (RESP)
- Tax-free Savings Account (TFSA)
Tax & Estate Planning
By planning for tomorrow today, you can retain more of your assets, protect your estate and leave a legacy for your family or loved ones. An estate plan needs to align with your whole financial picture, including investments and insurance.
- Expert advice on tax planning strategies to minimize or defer taxes, and maximize deductions
- Solutions to help maximize your estate’s value
- Multigenerational wealth planning and transfer
- Will planning and beneficiary designation
- Advice on investments and account structures
Insurance Solutions
We help people protect what is important to them. With the right Insurance solutions and products, you can protect the people you care about most with easy-to-understand options that offer peace of mind. We can provide educated advice and expertise for solutions tailored to your needs. Some of which may include:
- Needs Analysis and Risk Management
- Travel, Life, Health and Dental Insurance
- Long-Term Care Insurance
- Disability and Critical Illness protection
Group and Business Solutions
Find simple, cost effective and tax efficient plans to attract and retain the best talent. Stay competitive as an employer and keep your plan members engaged by helping manage their health and wellness. Whether you are a small or large business, we will meet with you to assess your needs and explain your options, some of these could include:
- Planning for Retirement
- Investment Solutions
- Tax and Estate Planning
- Insurance Solutions
- Group and Business Solutions
- Banking Solutions
Banking Solutions
Banking today is about instant access – whether you’re paying with a tap, transferring money, or depositing a cheque or looking for mortgage options. In a fast-paced world, you need your bank to keep up. Manulife Bank has flexible products that fit seamlessly into your day and help you achieve your goals.
